Privacy Policy

Last updated: March 3, 2026

This Privacy Policy explains how TuckR89 LLC (“TuckR89,” “we,” “us,” or “our”)
collects, uses, and shares information when you use
tuckr89.com, purchase digital products,
participate in memberships, use AI-powered tools, or engage in money coaching sessions
(collectively, the “Services”).

1. Our Privacy Principles

We follow a data-minimization and security-first approach. We collect only the
personal information reasonably necessary to operate our Services, deliver products,
provide coaching sessions, process payments, maintain security, comply with legal
obligations, and improve user experience.

2. Information We Collect

  • Information You Provide:
    Name, email address, account details, membership information,
    contact form messages, and communications submitted to us.
  • Coaching Information:
    Information voluntarily shared during money coaching sessions,
    including financial goals, budgeting details, and related notes.
    We recommend that you do not share sensitive financial credentials
    such as bank passwords, full account numbers, or tax ID numbers.
  • Digital Purchases:
    Order ID, product name, purchase date, email address,
    and transaction status necessary to deliver digital content
    and provide customer support.
  • AI Interactions:
    Messages submitted to AI-powered features (such as Penny AI)
    and the system-generated responses.
  • Technical & Usage Data:
    Browser type, device type, IP address, approximate geographic region,
    pages visited, referring URLs, and timestamps.
  • Payment Information:
    Payments are processed by third-party payment processors.
    We do not store full credit card numbers or sensitive financial credentials.

3. Information We Do Not Intentionally Collect

We do not intentionally collect:

  • Full payment card numbers
  • Bank account login credentials
  • Government-issued identification numbers
  • Passwords for financial accounts

If you voluntarily submit such information, you do so at your own risk.

4. How We Use Information

We use personal information to:

  • Provide, operate, and maintain the Services.
  • Deliver purchased digital products and manage memberships.
  • Schedule and conduct online coaching sessions.
  • Respond to support inquiries and communications.
  • Operate AI-powered features.
  • Maintain platform security and prevent fraud or abuse.
  • Comply with legal obligations.
  • Improve website functionality and performance.

We do not sell personal information.

5. Coaching & Video Session Processing

Coaching sessions may be conducted via third-party video conferencing platforms.
Session-related information may be processed by those providers in accordance with
their privacy policies.

Session notes may be stored internally for service continuity,
quality improvement, and documentation purposes.

6. AI Processing

AI-powered tools may process user inputs through third-party infrastructure providers
for the purpose of generating responses.
We do not intentionally use AI interactions for targeted advertising.
Please avoid submitting sensitive personal information in AI interactions.

7. Cookies & Analytics

We use cookies and similar technologies to:

  • Maintain website functionality
  • Enhance security
  • Analyze usage patterns

You may manage cookie preferences through your browser settings.
Disabling cookies may affect certain website features.

8. Sharing of Information

We may share information with trusted third-party service providers that assist in:

  • Website hosting
  • Email delivery
  • Payment processing
  • Video conferencing
  • Security monitoring
  • Analytics
  • AI infrastructure

These providers are contractually obligated to safeguard information and
process it only for authorized purposes.

We may also disclose information when required by law or
to protect the rights, safety, and security of TuckR89 LLC and its users.

9. Data Retention

We retain personal information only as long as reasonably necessary
to provide the Services, comply with legal obligations,
resolve disputes, and enforce agreements.

10. Data Security

We implement reasonable administrative, technical, and organizational safeguards
to protect personal information. However, no system can be guaranteed
to be completely secure.

11. International Data Transfers

TuckR89 LLC operates in the United States.
Information may be processed or stored in the United States
or other jurisdictions where service providers operate.

12. Your Privacy Rights

Depending on your jurisdiction, you may have rights including:

  • Access to your personal information
  • Correction of inaccurate data
  • Deletion of personal information
  • Restriction or objection to processing
  • Data portability

California residents may have additional rights under the CCPA/CPRA.
We do not sell or share personal information for cross-context behavioral advertising.

To exercise your rights, contact us using the information below.

13. Children’s Privacy

The Services are intended for adults.
We do not knowingly collect personal information from children under 13.
If you believe a child has provided personal information,
please contact us for removal.

14. Changes to This Policy

We may update this Privacy Policy periodically.
The “Last updated” date reflects the latest revision.
Continued use of the Services constitutes acceptance of any updates.

15. Contact

If you have questions regarding this Privacy Policy or your personal data,
contact:

TuckR89 LLC
Email: contact@tuckr89.com
Website: Contact Page

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