Net Worth Calculator
Enter your assets and liabilities to calculate your net worth. Values are calculated locally in your browser.
Educational information only. Not financial, legal, or tax advice.
Assets
Examples: cash, investments, retirement accounts, vehicle value, home equity (optional).
Liabilities
Examples: credit cards, student loans, auto loans, mortgage balance.
Results
Tip: If you want “home equity,” add your home value as an asset and your mortgage as a liability.
FAQ
What counts as an asset?
Assets include cash, checking and savings accounts, investments, retirement accounts, vehicles, business equity, and optionally your home value.
What counts as a liability?
Liabilities are debts you owe such as credit cards, student loans, auto loans, personal loans, and mortgage balances.
Does this calculator save or send my data?
No. All calculations run locally in your browser. Your entries are not stored or transmitted by this calculator.
How do I include home equity?
Add your home’s estimated value as an asset and your remaining mortgage balance as a liability. The difference represents your home equity.
What does “Debt-to-Assets” mean?
Debt-to-assets is calculated as total liabilities divided by total assets. It’s shown as a percentage and helps indicate how leveraged you are.