Financial Calculators
Pick a calculator below to plan debt payoff, savings goals, investing growth, fees, and income. Each tool is designed to be quick, clear, and practical.
Popular Calculators
Credit Card Payoff Calculator
Estimate payoff time and total interest based on your balance, APR, and payment plan.
Emergency Fund Calculator
Calculate a target emergency fund based on monthly essentials and coverage months.
Net Worth Calculator
Enter your assets and liabilities to calculate your net worth and debt-to-assets ratio.
All Calculators
Credit Card Payoff Calculator
See how long it takes to pay off your credit card and how much interest you’ll pay.
- Inputs: balance, APR, monthly payment
- Outputs: payoff date, total interest
- Compare adding extra payments
Emergency Fund Calculator
Find your recommended emergency fund size and a simple path to reach it.
- Inputs: monthly expenses, coverage months
- Outputs: target fund amount
- Optional monthly saving plan
Net Worth Calculator
Calculate your net worth by subtracting liabilities from assets.
- Inputs: assets and liabilities (custom rows)
- Outputs: net worth, totals, debt-to-assets
- Runs locally in your browser
Retirement Savings Calculator
Estimate retirement balance and income using an assumed return rate and withdrawal rate.
- Inputs: ages, current savings, monthly contribution
- Outputs: projected balance, estimated retirement income
- Optional inflation-adjusted view
Savings Rate Calculator
Calculate your savings rate and understand what it means for your goals.
- Inputs: income, expenses, savings
- Outputs: savings rate %
- Scenario comparisons
ETF Fee Impact Calculator
Compare expense ratios to see how fees can reduce long-term returns.
- Inputs: amount, return rate, time horizon
- Compare Fund/ETF A vs B fees
- Estimate total “fee drag”
Compound Growth Calculator
Visualize how compounding and contributions can grow your portfolio over time.
- Inputs: starting amount, contribution, rate, years
- Outputs: ending balance projection
- Optional year-by-year table
Dividend Yield Calculator
Calculate dividend yield and estimate annual dividend income from your holdings.
- Inputs: share price, dividend amount, shares
- Outputs: yield %, annual income
- Compare positions
50/30/20 Budget Calculator
Use the 50/30/20 rule (or set custom percentages) to split your income into a monthly budget.
- Inputs: income amount, income frequency
- Method: 50% needs, 30% wants, 20% savings & debt (or custom)
- Outputs: monthly dollar amounts per category
FAQs
Are these calculators free?
Yes—these tools are free to use.
How accurate are the results?
Results are estimates based on the values you enter. Real outcomes vary by rates, fees, and changes over time.
Do you store my numbers?
These calculators are designed to work without saving personal inputs.